Credit Lift Pilot
Credit Lift is a FREE, seven-week pilot for adults age 18 and older who want to build positive credit history, strengthen their credit profile, and develop healthier money and credit habits.
Participants receive practical education, guided activities, and support covering money mindset, credit basics, credit reports, budgeting and spending, responsible credit use, payment habits, and creation of a personalized 90-day credit plan.
Interested? Take The First Steps:
Sessions meet every Thursday from September 17 through October 29, 2026. Participants must attend all seven sessions, complete assigned activities, and actively participate.
Participants may also be prepared to explore a secured credit card through Michigan First Credit Union. Separate eligibility, deposit, or funding requirements connected to a financial product will be explained before any commitment.
Please Note: This pilot is limited to 15 to 20 committed participants. Applying does not guarantee acceptance.
Participation does not guarantee a specific credit-score increase or approval for any financial product; results depend on each participant's credit situation and actions.
